SMART CARD PURSE APPLICATIONS

Mercury has a range of electronic purse smart card applications specifically for member based organisations such as clubs, associations, co-operatives and any 'closed user group'. As an example, we have provided this facility for P & O cruises so that passengers can access their room, pay for meals, drinks, activities etc with the card and not need to bother with cash.

It can be utilised in resorts and other areas to enable the purchase of items such as food and beverage, goods, tours, parking fees and virtually anything else. Rules can be set across the board or individually so that you don't exceed a daily expenditure or transaction amount. Purse applications enhance internal and external efficiencies and enhance customer satisfaction whilst concurrently, delivering improved profitability to both card scheme operators and financial institutions alike.

Benefits:

• Reduced cash handling
• Reduced fraud
• Reduced communication costs through offline authorisation
• Protection and flexibility for the operator and the card user
• Security through individual PIN numbers
• Convenience by being able to load value through a terminal or ATM
• Enhanced customer satisfaction
• Current balance available on the card